The restaurant POS built to beat Toast and Square: free POS and terminals, lower fees, commission-free online ordering, and same-day funding.
Restaurant margins are too thin to donate to your POS company. Toast charges hardware fees, software subscriptions that climb every year, and online-ordering commissions; Square's flat rate quietly overcharges on every debit card tap. Onyx Processing flips the model: free POS hardware and terminals, lower processing than Toast and Square, commission-free online ordering, and same-day funding so tonight's dinner service is in the bank tomorrow morning — not Thursday.
The full stack is covered — countertop stations, handheld tableside devices, kitchen display systems, self-order kiosks, and online ordering that feeds directly to the kitchen. Built for quick service, full service, bars and nightclubs, cafes, food trucks, and multi-location groups.
| Onyx Processing | Toast / Square | |
|---|---|---|
| POS hardware cost | Free for qualifying restaurants | $800– ,500+ per station |
| Software fees | No inflated monthly stack | $69– 65+/mo and climbing |
| Online ordering | Commission-free | Per-order fees or premium tiers |
| Processing rates | Custom — typically beats flat-rate | 2.49–3.5% + fixed fees |
| Funding speed | Same-day | 1–2 business days standard |
| Contract lock-in | No long-term lock-in | Multi-year terms with hardware clawbacks |
Bring a recent Toast, Square, or Clover statement and we'll run a line-by-line comparison — most restaurants find 20–40% in processing savings before counting hardware and software fees. Menu builds, table maps, and staff training are handled by our onboarding team, and cutover happens between services so you never lose a night of sales.
For most restaurants, yes — meaningfully. Square's flat 2.6%+ rate overcharges on debit-heavy volume, and Toast layers hardware, software subscriptions, and online-ordering fees on top of processing. Onyx prices processing custom to your volume, gives qualifying restaurants POS hardware free, and charges no online-ordering commissions. Bring a statement and we'll show the math line by line.
Qualifying restaurants receive countertop POS stations, handheld tableside devices, kitchen display systems, and receipt printers at no hardware cost. Self-order kiosks and additional stations are available for multi-lane and multi-location operations.
Yes. Onyx online ordering runs on your own menu and website link with zero per-order commissions — unlike delivery marketplaces taking 15–30% or POS vendors charging per-order fees. Orders route straight to your kitchen display, and you keep the customer data.
Same-day funding is available, including on weekend volume. Friday and Saturday service — the nights that matter — can be in your account without waiting through the traditional Monday–Tuesday settlement lag.
Yes. Bar features include tabs, pre-authorization, and fast-close flows; food trucks run on mobile hardware with offline resilience; multi-location groups get consolidated reporting, centralized menu management, and per-location funding. QSR, fine dining, cafes, and pizza shops all have tailored configurations.
Onyx onboarding rebuilds your menu, table map, taxes, and staff roles, then schedules cutover between services. Most restaurants switch with zero downtime. There's no long-term contract lock-in, and our team handles staff training on the new hardware.